Today I decided to pay off one of my smaller debts with a portion of my tax refund and settled on an old pay day loan. I did not want to risk dealing with an inexperienced employee in the store so I just called the corporate office to find out how to proceed. Well surprise surprise they were able to take my payment right over the phone for no extra charge and cleared my account immediately. Worked for me!
Then I got a second surprise when she mentioned another outstanding pay day loan, but from a different company. I knew about this one and figured I would deal with it next month, but I was not sure how she knew about it. Turns out the other company is their sister company, which means they should not have given me a loan because I had an outstanding one with their parent company. Their bad. The upside is I can deal directly with the parent company to clear that one as well for no extra charge and the amount due is much less than I thought it was.
I knew getting out of debt would be a slow and somewhat emotional process, but it was really nice to not be hassled regarding this account. I expected there to be rudeness, snarky comments about my being irresponsible, and some ridiculous hoops to jump through just to get them to take my payment. How nice to be able to just pay and move on.
Cordial Collections
February 22nd, 2015 at 08:05 pm
February 22nd, 2015 at 08:28 pm 1424636905
Great job on less debt! That I like to hear.
February 22nd, 2015 at 09:36 pm 1424641006
February 24th, 2015 at 01:48 am 1424742521
Awesome, another pay day loan gone. What's next on your list?
February 24th, 2015 at 07:19 am 1424762347
Next on my list is that other pay day loan since its also small and I can clear it up when I get paid this week.
February 25th, 2015 at 01:18 am 1424827116